Which factor does not contribute to financial exploitation?

Providing a reasonable value for property is recognized as a legitimate transaction that does not imply financial exploitation. Financial exploitation occurs when someone improperly uses another individual's financial resources for their personal gain or takes advantage of their vulnerabilities. In situations where a reasonable value is exchanged for property or services, there is no exploitation as both parties enter the transaction willingly and receive fair value.

In contrast, overcharging for services and coercing someone into a financial agreement exploit the individual's trust and may result in them receiving less value than what is due. Taking money without proper consent directly violates principles of consent and trust, which are central to establishing fair financial dealings. Each of those factors indicates a manipulation or unfair benefit derived at the expense of another, solidifying their roles in financial exploitation.