Who can be classified as a fiscal agent?

A fiscal agent is someone who is responsible for managing finances on behalf of another party. In the context of the choices provided, a guardian of the estate appointed fits this definition because they have a legal obligation and authority to manage the financial affairs and assets of a person who is unable to do so themselves, typically due to incapacity.

Guardians of the estate are appointed by the court and have the legal authority to make financial decisions, pay bills, and manage investments for the individual in their care. This role includes responsibilities such as budgeting, filing taxes, and ensuring that the individual’s financial needs are met.

In contrast, independent contractors typically do not have the authority to manage someone else's finances unless specifically contracted to do so under clearly defined terms. Family members without legal authority do not have the power to act as a fiscal agent as they lack the formal endorsement or legal backing required for such responsibilities. Lastly, while a social worker may assist in financial matters, their role does not inherently grant them the fiduciary responsibility associated with financial management unless they hold a specific designation that allows for that, which is not indicated in the choice. Therefore, the guardian of the estate appointed is the most appropriate classification for a fiscal agent.